Will Elon Musk’s X Money Include Crypto Integration? What we know so far

As part of his ideas when he acquired Twitter a few years ago, Elon Musk announced plans to turn it into “everything above”. An important missing part of this plan for X is its payments section – X Money.

Efforts seem to be taking shape. With Musk’s extensive history and involvement in the crypto industry, the question many are now asking – does it have crypto integration?

Live in Closed Beta already

During the presentation in February 2026, Elon Musk said that X Money is already active and the program is being developed in closed beta within the company.

He also confirmed that it should move into a limited external beta soon to eventually roll it out globally.

This is further confirmed by the fact that William Shatner was invited by the company to issue the invitation.

Shatner himself shared some screenshots and also mentioned that the app will have a debit card with cashback available.

Here are some more screenshots. There is also a debit card with cash! 😳😱 pic.twitter.com/yeKE1gXAjQ

— William Shatner (@WilliamShatner) March 3, 2026

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What about Crypto?

Musk has been very involved with the industry, especially when it comes to Dogecoin. Let’s not forget that he headed a government agency that, after all, stands for DOGE. Surprisingly, his posts about the meme coin caused a huge price increase.

Indeed, it seems that the most interesting outcome is the most likely.

Musk retweeted a tweet teslakonomics, which, among other things, showed the following:

… Then there are high-yield savings, you can invest, you can borrow, you can have money market accounts, maybe even access to a treasury, beautiful calculators that allow you to see live stock prices on your schedule and make trades seamlessly, crypto integration, full asset management…

Musk simply said, “It’s going to be great.”

But what does this mean for crypto? Well, even if X Money supports crypto payments, it can’t be the first. Many financial apps, including Revolut, support crypto transactions. Even PayPal does.

So it’s not necessarily the major catalyst one might expect, but it certainly strengthens the position of cryptocurrencies in general finance when it comes to retail applications.

It looks like this mass adoption is really on the way.