Barclays cuts price target on U.S. Wholesale (UWMC) to $6


UWM Holdings Corporation (NYSE:UWMC) is one of them 14 Most Undervalued NYSE Stocks to Buy According to Analysts.

On February 26, Barclays analyst Terry Ma lowered his price target on UWM Holdings by 14.3% to $6 (from $7) but maintained the company’s overweight call on the stock. Lower first-quarter guidance from management, which suggested an otherwise strong fourth quarter, was the driver of its target price cut. He also added that the lack of a question-and-answer segment during the earnings call may have helped sell the stock after the earnings release.

UWM held its Q4 2025 earnings call a day earlier on February 25. The publication reported Q4 diluted earnings per share of $0.08 ($0.02 vs.), which was more or less in line with Street consensus. Revenue growth was driven by both volume growth and margin expansion.

Barclays cuts price target on U.S. Wholesale (UWMC) to $6
Barclays cuts price target on U.S. Wholesale (UWMC) to $6

Despite the solid quarter, management provided a very conservative estimate for Q1 2026 earnings. They expect revenue to be between $650 million and $850 million. The lower half of that range will come under a $742 million street deal.

Matthew Ashby, CEO of U.S. Wholesale, also declined to include a question-and-answer segment during the briefing, claiming that “our industry-best business model, which is a short Q&A, doesn’t necessarily do it justice. It actually describes the complexity of the business. So I’m not going through the question process today.” Barclays suspects the lack of transparency may have scared off some investors, sending the stock down 8.8% immediately after the briefing.

UWM Holdings Corporation (NYSE:UWMC) is a wholesale residential mortgage lender. The company is located in Pontiac, Michigan and was founded in 1986.

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Read more: 13 Deep Value Stocks to Buy Right Now and 14 Best Consumer Discretionary Stocks to Buy Right Now

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