With a market cap of $25.9 billion, Equifax Inc. (EFX) is a leading data analytics and credit reporting company that provides consumer credit information, identity verification tools, and workforce data solutions to businesses, financial institutions and government agencies. Headquartered in Atlanta, the company is one of the three largest credit bureaus in the United States, along with Experience and TransUnion.
Companies valued at $10 billion or more are generally described as “large-cap stocks.” Equifax fits the bill perfectly. Equifax plays an important role in global credit markets, enabling lenders to assess borrower risk and make lending decisions. Its data infrastructure supports mortgage approvals, credit card issuance, personal loans, and employment verification, making it a key data intermediary in the financial system.
Equifax hit its 52-week high of $281.03 on May 16 last year and is currently trading 31.8% below that peak. Additionally, EFX stock has fallen 13.2% over the past three months, ahead of the S&P 500 Index ($SPX)’s 1.8% fall.
EFX stock prices are down 26.4% in six months and 20% over the past 52 weeks, compared to SPX’s 2.9% gain over the past six months and 21.6% gain over the past year.
In addition, EFX stock has traded below its 50-day and 200-day moving averages since early September, indicating a bearish trend.
On February 25, Equifax shares rose about 2% after the company announced a 12% increase in its quarterly dividend, reflecting confidence in its financial strength and long-term cash generation. The board approved a new quarterly dividend of $0.56 per share, payable on March 17, 2026, to shareholders of record as of March 9, 2026, subject to future board announcements. Notably, Equifax has maintained an impressive dividend payout streak spanning more than a century, indicating a long-term commitment to returning capital to shareholders.
The industry’s top rival, TransUnion ( TRU ), has suffered a similar fate, down 23% over the past six months and down 13% over the past 52 weeks.
