DUBAI, UAE, January 30, 2026 /PRNewswire/ — BibitThe world’s second largest cryptocurrency exchange by trading volume, today announced its transformation in 2026 into the “New Financial Platform”, a global financial ecosystem designed to expand access to modern banking, investment and payments infrastructure for the world’s poor. The vision of co-founder and CEO Ben Zhou unfolded within two years the main speech session, positions the company beyond its origins as a cryptocurrency exchange and into a unified financial platform that connects crypto, traditional markets and real financial services.
At the heart of the strategy is a long-term mission: to empower the world’s 1.4 billion poor people by reducing barriers to participation in modern finance.
Millions of people lack reliable banking access due to geography, infrastructure limitations or restrictive financial systems. Bybit’s platform architecture uses blockchain technology to deliver always-on, borderless financial services that integrate with fiat regulated infrastructure.
“Finance should not be limited by geography,” he said Ben Zhou, co-founder and CEO of Bybit. “We’re building the financial infrastructure that connects cryptographic services to real-world economic activity. Our goal is to remove the boundaries that make modern finance uncomfortable for people, and create a system that’s always accessible, efficient, and global by design.”
MyBank: Retail banking without borders
The cornerstone of this initiative is MyBank, Bybit’s new retail banking platform, which is slated to launch in February 2026. MyBank offers special accounts that facilitate cross-border cross-border transactions between and outside of the country, within a compliance framework.
This service is designed to solve the real-world problems of users in emerging markets: slow delivery, limited availability, high fees and limited products. By integrating crypto liquidity with banking rails, MyBank allows capital to be used faster and more cost-effectively for individuals and businesses with banking experience.
ByCustody: Protecting Institutional Assets
Financial inclusion requires trust. Bybit’s institutional custody framework, ByCustody, holds over $5 billion in assets managed by over 30 professional asset managers on the platform. The custodial architecture supports the secure separation of client assets, allowing institutions and private asset clients to operate with traditional financial guarantees while accessing digital markets.
More than 2,000 institutions now use Bybit’s infrastructure – a 100% year-on-year increase – reflecting the growing demand for hybrid financial platforms that bridge traditional and digital asset ecosystems.
Unified financial infrastructure
Bybit now serves more than 82 million users in 181 countries and regions, powered by:
- Connect to around 2,000 local banks and 58+ Fiat gateways
- Over 200,000 P2P merchants worldwide
- More than 2.7 million Bybit cards have been issued worldwide
- Local currency payment support in 10+ countries via Bybit Pay
- $7.1 billion in Bybit Earn AUM, which will generate $110 million for users by 2025
- As of January 29, 2026, Bybit led the XAUT (Tether Gold) spot trade worldwide with a 16% market share.
Evolving from the world’s first TradFi product from a crypto exchange in 2022, Bybit TradFi now integrates more than 200 TradFi instruments and plans to manage 1,500 trading pairs in the quarter, including CFDs, forex, commodities and indices, as well as crypto markets where users can manage a unified financial environment.
Global expansion based on compatibility
The evolution of the Bybit platform is built in harmony with the evolving global regulatory frameworks and in cooperation with licensed banking and custodian partners. To meet the expectations of regulators and traditional financial participants, internal institutional standards, storage architecture and transaction monitoring systems are strengthened.
The company has active partnerships with more than 10 global banks and custodians, enabling unified collateral systems where fiat, traditional assets and crypto holdings coexist securely.
AI as financial infrastructure
Artificial intelligence is deployed as a core infrastructure in all Bybit operations – not as an additional feature, but as an engine of efficiency for the entire system.
AI adoption has already improved engineering productivity by 30%. In 2026, Bybit will release:
- AI4SE, a goal of 50% efficiency gains throughout the software lifecycle
- A company-wide AI agent network that supports risk control, compliance monitoring, customer service and analytics
- Enhanced TradeGPT, a personalized AI assistant that simplifies access to financial markets
This AI framework is designed to reduce operational costs, improve risk management and scale financial services to the poor.
“This change is about basic finance,” added Zhou. “We’re moving beyond niche crypto services to build a new financial platform where crypto becomes a core part of real-world financial activity – allowing users in traditional and crypto markets to unlock more efficient use of capital.”
#Bybit / #CryptoArk
About Bybit
Bybit is the second largest cryptocurrency exchange in the world by trading volume, serving a global community of over 80 million users. Founded in 2018, Bybit is redefining the decentralized world by creating a simpler, more open and equal ecosystem for everyone. With a strong focus on Web3, Bybit has strategic partners with leading blockchain protocols to provide solid infrastructure and drive innovation on the chain. Known for its secure storage, multiple marketplaces, intuitive user experience, and advanced blockchain tools, Bybit bridges the gap between TradFi and DeFi, empowering builders, creators, and enthusiasts to unlock the full potential of Web3. The future of decentralized finance Bybit.com.
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