A group of US lawmakers is joining forces to prevent the US central bank from ever issuing a Central Bank Digital Currency (CBDC), warning that proposed legislation would only delay it until 2031.
“We are writing to you to express the dire need for a ban on central bank digital currency in the United States,” US Congressman Michael Cloud said Friday in a letter to House Speaker Mike Johnson and US Senate Majority Leader John Thune, who joined 28 other members of Congress in support of it.
It follows a proposed amendment to the Federal Reserve Act that would ban the US central bank from issuing CBDCs until 2031. The amendment is part of the 300-page “Century ROAD to Home Act” (HR 6644) released Monday by the Senate Banking Committee, Hosfasir and Husfasir.
However, Cloud and other lawmakers argued that the temporary blockade was not enough to protect Americans.
“The central bank’s digital currency ban must be permanent,” the letter said, adding that the CBDC would “subject Americans to unconstitutional financial controls and give an unelected federal reserve unprecedented power over Americans’ finances that infringes on their civil liberties and financial freedom.”
US lawmakers say it must end “before it’s too late.”
“CBDC is inherently anti-American and an ongoing issue we must end before it’s too late,” the letter reads.
Lawmakers have stated that the amendment includes a “watered down version” of the “State Anti-CBDC Control Act” (HR 1919), which was proposed in June 2025 by Congressman Tom Emmer.
The bill was passed by the lower house of parliament on July 17, but has not yet been fully approved by the Senate.
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The letter emphasized that the amended bill would not prohibit the Federal Reserve from studying CBDCs. “The strong language of HR1919 must be restored,” the letter states.
Separate independent bills, No CBDC Act (S 464), was introduced by Senator Mike Lee in February 2025 to prohibit the Federal Reserve or the Treasury from issuing CBDCs, but it stalled in Congress.
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