The possibility of a massive rally in the price of XRP ($1.35 · Live ) has resurfaced following comments from financial commentator Jake Claver during an interview on Paul Barron’s podcast.
During the discussion, Claver suggested that XRP could eventually move into three or four digits, suggesting that the cryptocurrency could reach $1,000 under the right conditions. It is worth noting that the “right conditions” are based on the institutional acceptance of Ripple’s financial infrastructure and the continuous expansion of the company’s acquisitions.
XRP may hit $1K by the end of the year
Claver’s comments come as part of a debate among crypto analysts about how blockchain infrastructure will be more widely adopted by large financial institutions. In a YouTube podcast interview with Paul Barron, he stated that XRP could eventually trade in three or four digits in 2026, emphasizing the asset’s potential role in global financial settlement.
XRP is currently trading below $1.40, which is well below the double-digit threshold, let alone triple-digit. However, according to Claver, the single biggest driver of the price moving into three or four digits will be the full adoption of XRP by major banks and institutional players.
He cited Monica Long, president of Ripple Labs, who pointed to institutional adoption as the defining story of XRP’s growth in 2026. Claver named specific institutions that he believes are responsible, including BNY Mellon, Fidelity, Citi, Franklin Templeton and JPMorgan.
In his opinion, XRP needs to reach a high and stable market cap before institutions feel comfortable committing significant capital to it. “If you have a huge market cap for XRP, something that people realize is that it’s going to be very difficult to move that price in or out,” Claver said.
He added that Exchange Traded Funds (ETFs) and Digital Asset Funds (DATs) will greatly contribute to the adoption of XRP by financial institutions. Recent market dynamics have already seen steady inflows into the US Spot XRP ETFs, although not at the moment on a scale that would see it rise to $1,000 by the end of the year.
Ripple’s unique position for capitalization
Claver also pointed to Ripple’s recent strategic moves as evidence that the company is positioning itself for institutional growth. These strategic moves are related to Ripple’s acquisitions, which now position the company beyond simple payment processing.
During the interview, he mentioned that Ripple is now involved in treasury management solutions and updates to RLUSD ($1.00 · Live), which can increase the use of its ecosystem.
“They’re doing fund management right now, so if they wanted people to keep RLUSD and be able to generate income, that would be great,” Claver said.
He added that Ripple’s acquisitions, such as the Hidden Road acquisition that merged into Ripple Prime, along with the acquisition of GTreasury and the launch of Ripple Treasury, expanded Ripple’s institutional offerings.
According to Claver, these developments are part of Ripple One’s broader product portfolio. “They are in a very unique position to take advantage of this funding,” he said.
Featured image from Shutterstock, chart from TradingView
